The Government of Canada has officially announced an upcoming adjustment to the Canada Child Benefit (CCB), set to take effect in July 2025.
This adjustment will deliver a higher monthly financial support to families, helping them manage increasing living costs.
Indexed to reflect inflation rates, the update reaffirms the government’s commitment to maintaining the purchasing power of Canadian households raising children.
Why the Canada Child Benefit Is Increasing
The Canada Child Benefit undergoes annual review to ensure that the support provided aligns with shifts in inflation and overall cost-of-living trends.
With inflationary pressures persisting throughout late 2024 and early 2025, the government has decided to increase CCB amounts accordingly.
The adjustment is particularly critical as Canadian families face rising costs in essential categories such as food, housing, healthcare, and childcare.
By updating the benefit rates, the government aims to strengthen the financial security of families and support child welfare across the nation.
How Much More Will Parents Receive Per Child?
Starting from July 2025, families will see noticeable increases in their CCB payments. The new benefit rates are as follows:
| Age Group | Previous Annual Amount (2024-25) | New Annual Amount (2025-26) | Monthly Increase |
|---|---|---|---|
| Children under age 6 | $7,437 | $7,689 | About $21 |
| Children aged 6 to 17 | $6,275 | $6,483 | About $17 |
Parents of children under six will receive approximately $252 more annually, while parents of children between six and seventeen can expect around $208 more each year.
It is important to note that the actual payment amounts vary depending on family income, as the CCB is income-tested. Families with higher incomes may experience a smaller increase due to the progressive reduction formula.
Who Is Eligible for the Canada Child Benefit?
To access the increased Canada Child Benefit amounts beginning in July 2025, families must meet the following criteria:
- Have a child under the age of 18.
- Be a resident of Canada for tax purposes.
- File their 2024 income tax return, even if there is no income.
The benefit amount progressively reduces as the adjusted family net income rises. Therefore, to ensure seamless payment adjustments, families must submit their 2024 tax filings on time. Missing the tax deadline could result in payment delays or reductions.
How Families Can Estimate Their Updated Canada Child Benefit Payments
The Canada Revenue Agency (CRA) provides an online calculator where families can estimate their expected payments based on family net income and the number of eligible children.
Families are advised to:
- Update their direct deposit information.
- Confirm that all tax filings are completed before July 2025.
In addition, personalized payment letters detailing the new amounts will be issued by CRA around late June 2025 to inform families about their exact payment details for the 2025-26 benefit year.
The Canada Child Benefit increase in July 2025 comes as welcome news for Canadian families striving to cope with higher living expenses.
With additional support of up to $252 per year per child under six and $208 per year per child aged six to seventeen, this adjustment ensures that families continue to receive crucial financial assistance.
Timely tax filing and updated banking information are key to enjoying the increased benefits without disruption.
FAQs
When will the new Canada Child Benefit payments start?
The increased CCB payments will begin with the July 2025 payment cycle, reflecting the updated benefit rates.
How much extra will families receive per child in 2025?
Families with children under six will receive about $21 more per month, while those with children aged six to seventeen will receive about $17 more monthly.
What should families do to ensure they receive the new CCB amount?
Families must file their 2024 income tax returns by the deadline and ensure their direct deposit information is up-to-date with the CRA.